Important Notice: These disclosures are not an exhaustive list of your rights or protections under federal or state law. Consumer protection laws vary by state and we encourage you to consult official resources to fully understand your rights.

California: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Medical Debt Disclosure: State and federal law require debt collectors to treat you fairly and prohibit debt collectors from making false statements or threats of violence, using obscene or profane language, and making improper communications with third parties, including your employer. Except under unusual circumstances, debt collectors may not contact you before 8:00 a.m. or after 9:00 p.m. In general, a debt collector may not give information about your debt to another person, other than your attorney or spouse. A debt collector may contact another person to confirm your location or to enforce a judgment.

For more information about debt collection activities, you may contact the Federal Trade Commission by telephone at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov.

Nonprofit credit counseling services may be available in the area.

California License #10495-99

Colorado: A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/COLLECTION-AGENCY-REGULATION/

Local Colorado Address: 27 North Willerup Suite B, Montrose, CO 81401. (970)249-7514.

Connecticut: Hollis Cobb Associates, LLC. is licensed in this state. License Number: CCA-1224682

Hawaii: Hollis Cobb Associates, LLC. (800)336-0299, 3175 Satellite Blvd. Ste 400 Duluth, GA 30096

Iowa: Hollis Cobb Associates, LLC. (800)336-0299, 3175 Satellite Blvd. Ste 400 Duluth, GA 30096

Maine: Our hours of operation are Monday-Friday 8:00am-4:00pm Eastern.

Maryland: NMLS #1224682 https://nationwidelicensingsystem.org/about/Pages/NMLSConsumerAccess.aspx

Massachusetts: Notice of Important Rights: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to the collection agency.

Agency hours of operation are Monday-Friday 8:00 a.m.- 4:00 p.m. Eastern.

Minnesota: This collection agency is licensed by the Minnesota Department of Commerce.

New Hampshire: Hollis Cobb Associates, LLC. (800)336-0299, 3175 Satellite Blvd. Ste 400 Duluth, GA 30096

New Mexico: If you have health insurance you are protected from balance billing (also called surprise billing) in some cases like when you get emergency care from an out-of-network provider or are treated by an out-of-network provider at an in-network facility. This means you cannot be charged more than the copayments, coinsurance and/or deductible (“cost sharing amount”) that you would have to pay for in-network care.  Under certain circumstances you are protected if you receive emergency care from an out-of-network provider or non-emergency care from an out-of-network provider at an in-network facility. If you pay an out-of-network provider more than your in-network cost-sharing amount, you may be entitled to a refund from the provider. Contact the New Mexico Office of Superintendent of Insurance for further information about your rights.

New York: Hollis Cobb Associates, LLC. is a debt collector. This is an attempt to collect a debt and any information will be used for that purpose.

Consumer call back number: (678)606-5537, and ask for Shellye Cummings.

All communications are in English with the following exception: Spanish-speaking agents are available by phone upon request. Written communications may be available in Spanish upon request. A Glossary of Common Debt Collection Terms and other resources are available in different languages at www.nyc.gov/dcwp.

North Carolina: North Carolina Department of Insurance Company Number 119504603. Hollis Cobb Associates, LLC. is a debt collector. This is an attempt to collect a debt and any information will be used for that purpose.

North Dakota: Hollis Cobb Associates, LLC. (800)336-0299, 3175 Satellite Blvd. Ste 400 Duluth, GA 30096

Oregon: NMLS number 50130

Vermont: Hollis Cobb Associates, LLC. is a debt collector. This is an attempt to collect a debt and any information will be used for that purpose.

Washington D.C.: Hollis Cobb Associates, LLC. is a debt collector. This is an attempt to collect a debt and any information will be used for that purpose.

Hollis Cobb Associates, LLC.

(800)336-0299

adminservices@holliscobb.com

31750 Satellite Blvd. Ste 400

Duluth, GA 30096

West Virginia: Hollis Cobb Associates, LLC. (800)336-0299, 3175 Satellite Blvd. Ste 400 Duluth, GA 30096

Wisconsin: This collection agency is licensed by the Office of the Administrator of the Division of Banking, PO Box 7876, Madison, WI 53707